Let's talk about money... | RealTalk

  • Published on Jan 22, 2019
  • Today I answer all of your burning questions regarding money, how much can sponsors pay a RU-clipr, do you get paid for press trips, do digital nomads need to pay tax? Let me know your questions in the comments!
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    ---------------------- ✈ About PsychoTraveller ✈ ----------------------
    Hi, name’s Aly! Originally from Birmingham, England, I have been discovering the world for over 5 years straight. I am a psychology graduate with a love for Pho and red wine. Whether I throw myself into a novel or from 14,000ft up out of a plane, I look at adventure big and small and say β€œLet’s do this!”
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Comments • 56

  • Life's Motivations
    Life's Motivations 12 days ago


  • G Frame
    G Frame Month ago

    I've been chronically ill for the past 5 years and unable to work but as I slowly see improvements in my health I have decided to start a you tube channel on meditation, mainly as a hobby initially . I loved to travel before becoming ill and I love your videos which allow me to live vicariously through you! In the back of my mind I hope to get well enough to travel again at which point I have no intention of working again in my fulltime, NHS career and taking the odd holiday. Instead, I would rent out our house and travelfor a couple of years. I'm hoping over the next 5 years I can make the transition from living on disability benefits to being self sufficient (not just from RU-clip but other ideas I have for income). This video has been really helpful in discussing the reality of that so thank you.

  • 111111111
    111111111 Month ago

    Uno momento

  • Dovki Paul
    Dovki Paul 2 months ago

    wow. Really useful video

  • Tommy Cash
    Tommy Cash 2 months ago

    I love ur accent i want to find me a British wife got any friends? Lol

  • easyifyoutry
    easyifyoutry 3 months ago

    cool have you bought a house?

  • agirlfrommunich
    agirlfrommunich 3 months ago

    Great video Aly! :) keep hustling πŸ˜‰

  • ProgamerEU
    ProgamerEU 3 months ago

    It would be awesome if you could upgrade from the on camera mic some day, much love

  • L. T.
    L. T. 3 months ago

    Do you pay money into a pension fund? That's something that puts me off going selfemployed

    • L. T.
      L. T. 3 months ago

      +James Hudson because you don't have an employer helping you out with it. My last employer doubled what we were putting in

    • James Hudson
      James Hudson 3 months ago

      Why would paying into a pension put you off becoming self employed?

  • L. T.
    L. T. 3 months ago

    How do you keep track of all your income from various revenue streams. Do you have an accountant, where do you find one and how much are they?

  • Environment Platform
    Environment Platform 3 months ago


  • Bpk Suhadi
    Bpk Suhadi 3 months ago

    Tell me more about Egypt?????

  • Worrywart Adventures
    Worrywart Adventures 4 months ago

    We enjoy your channel. We are new to RU-clip and appreciate hearing about your journey. We totally agree with paying off a mortgage! It has freed up money for us to invest into equipment for our Worrywart Adventures channel. Happy Travels!

  • Eric Cuthbert
    Eric Cuthbert 4 months ago

    hi traveller, all sounds too complicated. you would be better off packing your bag's and head for the canerys or Portugal, and work from there, and enjoy the good weather all year round.πŸ‘•πŸ‘ŸπŸ‘“πŸ‘‘β›ΊπŸ“πŸπŸ‡πŸ‰β˜€ cuthberteric2017@gmail. com

  • Sabrina
    Sabrina 4 months ago +4

    "If you can't pay cash you can't afford it" is a motto I've grown up with and live by to this day

  • Therese&Tor
    Therese&Tor 4 months ago

    That is the truth, working for oneself literally means the double the work often (figuring things out one self and actually doing the work).
    But it’s worth it in the end, and it’s not for everybody

  • Riikka reissaa
    Riikka reissaa 4 months ago +1

    Nice real talk :) it always nice to hear more information about money and earning money via being youtuber.
    I'm always suprised how difficult it is for people to tell how much they earn. I live in Finland and here it is public information how much everybody earn. Every November newspaper also write how much youtubers, celebrities, singers etc has earned last year. So for me it is so normal to know how much everybody earn. But of course it is only your business how much you earn. πŸ‘πŸΌ
    If you want to hear more about finnish system how everything is public information, I recommend to look Dave Cad's video about topic. Dave Cad is english youtuber who nowadays live in Finland.
    And for how much I earn it is around 1400-1600€/month πŸ‘‹πŸΌ

    • John Smith
      John Smith 4 months ago

      you are rich adopt me

  • Natalie Gates
    Natalie Gates 4 months ago

    Awesome insight!! Yeah I am feeling the struggle doing my taxes as technically self employed haha but better than the first year! Thanks for info girl :)

  • christine
    christine 4 months ago

    you inspire me to work for myself! just started on the journey to work for myself thank u for this video

  • 2 Geeks and a Backpack
    2 Geeks and a Backpack 4 months ago

    Hey Aly, you are right about the first year freelancing/selfemployed being a rite of passage with finances...I am just getting stable now at the end of the first year!! And people being nosy about what I make, and all of the up and down game!!

  • Sameer Sonawale
    Sameer Sonawale 4 months ago

    Your book is not available in india

  • Bewen Xie
    Bewen Xie 4 months ago

    Thank you for this video! I’m solo traveling in March so I’m super exited!!!

  • Ryan
    Ryan 4 months ago

    Student loan is not a good debt in America. Its the only kind of debt that you can't claim bankruptcy. And they can take the money directly out of your pay check.

  • Ryan
    Ryan 4 months ago

    Don't get so offended when someone asks you how much you make on youtube. Don't be ashamed to brag every once in a while.

  • Miaaroundthisworld
    Miaaroundthisworld 4 months ago +1

    I am America and I was raised to never mention how much you earn but it is β€˜normal’ in American society to talk about the figures. Maybe I was born British and just haven’t been told lol. I have worked for myself for years and I also would t change that. I have no problem working on zero sleep and traveling and staying in freezing places like Russia to work with clients vs being at a desk job and getting yelled at by someone who is senior to me only because he is the owners brother in law. Didn’t happen to me but to a friend and I will never envy that situation lol

  • Sharina Julien
    Sharina Julien 4 months ago +6

    Could you do a Real Talk about how you’re traveling affected your relationships? Friendships and romantic?

  • Miroslav GlaviΔ‡
    Miroslav GlaviΔ‡ 4 months ago +1

    You know, when people ask how much you make, you can tell them "My Google Overlords tell me I can't reveal the exact amount".
    Unless things changed since last time I looked, you are not supposed to reveal how much you make exactly. a range is ok. With Google Adsense/RU-clip only.

  • E J
    E J 4 months ago +1

    My advice is get your tax return in as early as you can so if you owe any tax you have shed loads of time to save to pay your bill.plus its a worry off your mind.people worry about tax but if you organised its easier than you think.comments for viewers.good advice on this post.up the brummies.

  • Tao of David
    Tao of David 4 months ago

    I can relate so much. I had some negativity when I started sponsored videos but with adsense it's necessary! I kind of did things in reverse to you, I had a property in the UK etc but sold it, now debt free.
    I used to really stress about how much I make, but as long as I can survive whereever I am, I stress less! I always have a buffer zone incase of disasters! (I've had a few along the way!)
    Great video Aly!

  • Rahul kumar
    Rahul kumar 4 months ago

    Hi Aly, you are an amazing talent, be blessed. Thanks for sharing some very important thoughts! Life lessons!

  • Traveller - Trip Reports & Travel Videos

    Thanks for this vid. Nice to hear the honest views and experiencers of fellowRU-cliprs. Best Regards from Copenhagen, Denmark - Maxi and Maro.

  • Eden the Vegan
    Eden the Vegan 4 months ago

    Thanks for making this video - I'm wanting to become self employed and this is so helpful to have all this information at the early stages!

  • Dylan Roberts
    Dylan Roberts 4 months ago

    Can really tell you don't like talking about how much you guys make in UK lol. It seems to be a big deal everywhere in the world but I don't see why? It's just a number to me.

    • piarate king
      piarate king 4 months ago

      i'm the same although it's often seen as a big taboo, although someone randomly asking is a bit weird i guess. it actually makes it easier for companies to pay people unfair wages when people don't discuss their earning through as people don't know they are being paid less than the person next to them

  • Aarushi Shetty
    Aarushi Shetty 4 months ago +3

    The real talk is always so useful! Thank you so much for the transparency and all the valuable information. Honestly, this is like a workshop all together! 😍😍😘😘

  • Freedom Strider
    Freedom Strider 4 months ago +9

    "I work 100 hours a week to not work 40 hours a week for someone else" - It's true and it's always a huge workload :)

  • Stefany Wayne
    Stefany Wayne 4 months ago

    Thank you for sharing πŸ™πŸ‘πŸ‘ŒπŸ’•

  • Madalena Caldas
    Madalena Caldas 4 months ago

    This was such a useful video ! I am hoping to make the jump to full time freelance writing and blogging and whilst the way money works is slightly different then with RU-clip , I think a lot of this crosses over! The most useful tip for me was definitely about having a base line amount of money in your bank account, that way you know how much you can afford to spend each month! I think it was actually me and someone else in the comments that might have triggered this real talk and I am glad we did! Like I said before I hope it didn’t come across badly,I guess I was just slightly baffled at your ambitious and expensive travel plans for this year after you said that you couldn’t really afford travel in 2018 and were grateful for press trips ! But now I understand that money fluctuates and that you set aims and then work towards them. I hope you manage to make your travel goals a reality this year and do more independent travels rather then press trips ! Rooting for you girl x

    • Madalena Caldas
      Madalena Caldas 4 months ago

      PsychoTraveller oh absolutely ! However your year of travel pans out it will still be amazing :) x

    • PsychoTraveller
      PsychoTraveller  4 months ago +1

      We shall try our best and enjoy the journey regardless β€πŸ™ŒπŸ˜

  • lookintothesky123
    lookintothesky123 4 months ago

    Can you just reinvest back into your business to get your profits down and just pay no tax?

  • Zen Bayno
    Zen Bayno 4 months ago

    Just wondering, when is the right time to register your business? I've been making money for a while now online (it's not a lot - like really not a lot) but when is the right time to register it? :D

  • paula andrea arevalo
    paula andrea arevalo 4 months ago +1

    Travel in Latin America always is Asia and Europe come to this side of the world

    • Tao of David
      Tao of David 4 months ago +1

      +Madalena Caldas double agreed. I've spent almost a year in Latin America now. Total chilango in CDMX!

    • Madalena Caldas
      Madalena Caldas 4 months ago

      paula andrea arevalo agreed πŸ‘Œ

  • Viajando Y Aprendiendo
    Viajando Y Aprendiendo 4 months ago +1

    Me encanta que sincera fuiste en este video ❀️

  • The All Sports Channel
    The All Sports Channel 4 months ago

    good video.

  • Melanie Graves
    Melanie Graves 4 months ago +1

    Accidentally first here...hell yes!

    • PsychoTraveller
      PsychoTraveller  4 months ago

      Preach πŸ™Œ

    • Melanie Graves
      Melanie Graves 4 months ago

      Okay now I've watched it all πŸ˜‚ this video is SO useful!! Also your mentally is the same as mine. I feel like so many people finance everything...helllll no!